New Mexico seniors looking for complete protection overwhelmingly choose Medicare Supplement Insurance High Deductible Plan F* over any other plan. This plan offers the most benefits of any of the plans. This plan gives you the flexibility you need to receive the same dependable benefits while helping you save on premiums. By agreeing to share certain healthcare costs, you can receive complete protection when you need it most.
Medicare Supplement Plan F and High Deductible Plan F are only available to those individuals who turned 65 before January 1, 2020.
Part A deductible and coinsurance
365 extra days of hospital care after Medicare coverage ends
Part B Medicare deductible
Part B coinsurance and the cost of the first three pints of blood
100 percent of Part B excess charges
Skilled nursing facility copayment
80 percent of Foreign travel emergency care (after a $250 deductible, up to $50,000 lifetime)
What You Can Expect to Pay
The cost-sharing feature of Medicare Supplement Insurance High Deductible Plan F means that you pay an annual deductible (excluding premiums) that would ordinarily be paid by your plan. Sharing these costs significantly reduces your premium amount, saving you money. You will pay an annual deductible of $2,700 before benefits start.
This includes your Medicare deductibles for Part A and Part B but does not include the $250 foreign travel emergency deductible. By paying this annual deductible, you can significantly reduce your monthly premium while still benefiting from the comprehensive coverage.