Medicare Readiness Checklist

9 to 12 months before you turn 65 Confirm that you are eligible to receive Medicare benefits by calling the Social Security Administration at 800.772.1213. Review your current health insurance policy to find out what happens with that coverage when you turn 65. Research options for coverage to help protect yourself from costs not included in Medicare […]

What is a Medicare Benefit Period?

If you’ve ever insured a home or vehicle, you’re probably familiar with an insurance deductible. Typically, you pay your deductible once at the beginning of your plan year. With health insurance for example, you pay for your health care costs until you reach the deductible, and then your health insurance provider pays for any additional […]

Which Insurance Pays First, Group Coverage or Medicare?

In addition to Medicare coverage, many seniors carry group insurance through an employer or a spouse’s employer. If you need medical services, which insurance pays first? Basically, different health care plans are called “payers”. You will have a primary payer (the one who pays first) and a secondary payer (the one who pays second). Who […]