What is a Medicare Benefit Period?

If you’ve ever insured a home or vehicle, you’re probably familiar with an insurance deductible. Typically, you pay your deductible once at the beginning of your plan year. With health insurance for example, you pay for your health care costs until you reach the deductible, and then your health insurance provider pays for any additional […]

Which Insurance Pays First, Group Coverage or Medicare?

In addition to Medicare coverage, many seniors carry group insurance through an employer or a spouse’s employer. If you need medical services, which insurance pays first? Basically, different health care plans are called “payers”. You will have a primary payer (the one who pays first) and a secondary payer (the one who pays second). Who […]